Digital eWallet Software

Advanced Mobile Money Solution

Offer exceptional digital payment experience to your customers with advanced mobile money solutions like P2P payments, contactless payment, airtime top-up, etc.

Grab the digital payments opportunity with next-gen mobile wallet

Grow your customer base without investing in costly infrastructures and increase the satisfaction of your customers by employing our completely customizable future-centric digital payment platform. By collaborating with us, you get the power to

  • Attract, Retain, & Increase Customer Satisfaction
  • Multiply Customer Base
  • Generate New Revenue Streams
  • Minimize Overall Costs
  • Boost Financial Inclusion

One-stop Digital eWallet Solution

Advance Online Payment Solution with an extensive variety of features that caters to all your financial and fintech services.

  • Digital payments
  • Budgeting and Expense Tracking
  • Integration with other services
  • Multi-currency Support
  • Rewards & Cashback
Key use cases for your banking services

E-KYC

  • Dynamic KYC Steps
  • Automated KYC Verification
  • KYC Rule Configurations
  • KYC based Activation

Bill Payment

  • Power Bill Payment
  • Tax Payment
  • Gas Bill & Water Bill
  • Mobile Postpaid

Top-Up

  • Airtime Top-Up
  • Digital TV Top-Up
  • Stored Value Card Top-Up
  • Prepaid Electricity

Wallet Services

  • Cash In & Cash out
  • P2P Transfer
  • Merchant Payments
  • Split Bill Payments

Enterprise Mobile Money

  • G2P Payments
  • Disbursement Account
  • Bulk Salary Payments
  • Bulk Subsidy Distribution

Closed Loop Wallets

  • Merchant Payments
  • Loyalty & Rewards
  • Portfolio Management
  • Reports & Analytics

Loyalty & Rewards Program

  • Sign-up Bonuses
  • Referrals
  • Point Accumulation & Redemption
  • Cashbacks & Promo Codes

Sub-Wallets

  • Category Based
  • Spend Analysis
  • Savings
  • Rule Based Restrictions

Compliance

  • Identity Proofing
  • AML Screening
  • Case Management
  • Transaction Monitoring

Supporting versatile digital wallet models

No matter which size business you have or which industry you belong to. With our solution, you can cover a wide range of customer base as our mobile money solution is compatible with various types of wallets that allow you and your customers to make a seamless transaction

Closed Loop Wallets

This type of wallet allows consumers to make payments within the pre-fixed environment. Consumers can load money into a spending account like a gift card in a payment device belonging to a specific company and can pay using the mobile application.

Semi Loop Wallets

Using this wallet, customers can make transactions at listed merchants & locations. Though this app lacks functionality, it allows users to make both online & offline payments. It is widely used to purchase goods and services and also to transfer funds between users.

Open Loop Wallets

It is the opposite of closed-loop wallets. Banks or authorised institutions issue open wallets. Users can utilize this wallet for all transactions permitted with a semi-closed wallet in addition to transferring or withdrawing funds from ATMs & banks.

Card Wallets

Issue Virtual and NFC Cards for payments online or in store. Also allows users to store their debit credit cards in the platform.

High-Level Architecture to enable Payment Interoperability

Our all-embracing digital payment platform is designed with the primary purpose of facilitating digital payment interoperability and providing a single solution for all payment needs.

Build Next-Gen Mobile eWallet Platform

eSente+ comes with a cluster of advanced features that will bring promising benefits to your business’s growth that it deserves.

Multi-currency & Multi-tenant

You can trade in multi-currencies and operate multiple environments due to its multi-tenant capabilities.

Micro service based architecture

It divides the single application into a small set of services. Each app runs on its own but communicates seamlessly with each other

Lower TCO

We support micro-service architecture & cloud deployment to lower your total cost of ownership.

Secure Platform

Our solution is PCI SSF compliant that ensures the safety of sensitive data stored, transmitted, or stored.

White-labelling & Customization

You can rebrand the app by adding your logo and customize the solution as per your business requirement.

Sleek User Experience

Give your users a seamless experience offering them a qualified customer-focused and easy-to-use digital payment solution.